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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,261 | $100,203+10.0% | $85,240+29.4% | $145,897-24.4% |
| Participation rate | 61.5% | 74.1%-12.6pp | 67.5%-6.0pp | 80.3%-18.8pp |
| Annual return | 13.19% | 84.28%-71.1pp | 66.75%-53.6pp | 552.29%-539.1pp |
| Employer contribution / active EE | $1,439 | $3,242-55.6% | $2,735-47.4% | $4,663-69.1% |
| Participant deferral / active EE | $5,175 | $5,299-2.3% | $4,527+14.3% | $6,689-22.6% |
| Admin fee / account holder | $2,314 | $7,265-68.2% | $6,165-62.5% | $13,390-82.7% |