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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,565 | $72,426+30.6% | $67,560+40.0% | $145,897-35.2% |
| Participation rate | 73.7% | 76.9%-3.2pp | 72.9%+0.8pp | 80.3%-6.6pp |
| Annual return | 10.60% | 7226.78%-7216.2pp | 3533.50%-3522.9pp | 552.29%-541.7pp |
| Employer contribution / active EE | $2,849 | $3,074-7.3% | $2,737+4.1% | $4,663-38.9% |
| Participant deferral / active EE | $9,838 | $4,785+105.6% | $4,004+145.7% | $6,689+47.1% |
| Admin fee / account holder | $2,011 | $5,514-63.5% | $3,994-49.6% | $13,390-85.0% |