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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,645 | $76,368+44.9% | $67,681+63.5% | $154,746-28.5% |
| Participation rate | 66.7% | 79.0%-12.3pp | 73.7%-7.1pp | 80.7%-14.0pp |
| Annual return | 10.59% | 1066.77%-1056.2pp | 590.58%-580.0pp | 172.34%-161.7pp |
| Employer contribution / active EE | $2,502 | $3,151-20.6% | $2,678-6.6% | $4,379-42.9% |
| Participant deferral / active EE | $10,053 | $4,824+108.4% | $3,976+152.9% | $6,730+49.4% |
| Admin fee / account holder | $72,522 | $8,559+747.3% | $6,100+1088.9% | $14,365+404.8% |