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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,743 | $111,535+24.4% | $105,223+31.9% | $137,256+1.1% |
| Participation rate | 72.2% | 78.1%-5.9pp | 75.0%-2.8pp | 80.0%-7.7pp |
| Annual return | 14.20% | 237.85%-223.7pp | 180.65%-166.4pp | 220.34%-206.1pp |
| Employer contribution / active EE | $11,270 | $3,939+186.1% | $3,689+205.5% | $4,156+171.2% |
| Participant deferral / active EE | $8,195 | $5,500+49.0% | $5,072+61.6% | $6,407+27.9% |
| Admin fee / account holder | $16,370 | $9,721+68.4% | $8,859+84.8% | $12,270+33.4% |