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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,184 | $110,410-16.5% | $102,437-10.0% | $145,897-36.8% |
| Participation rate | 78.3% | 77.9%+0.3pp | 74.5%+3.8pp | 80.3%-2.0pp |
| Annual return | 10.18% | 24.85%-14.7pp | 24.95%-14.8pp | 552.29%-542.1pp |
| Employer contribution / active EE | $11,047 | $4,217+162.0% | $3,871+185.4% | $4,663+136.9% |
| Participant deferral / active EE | $7,886 | $5,622+40.3% | $5,060+55.8% | $6,689+17.9% |
| Admin fee / account holder | $6,732 | $9,745-30.9% | $8,388-19.7% | $13,390-49.7% |