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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,471 | $81,504-19.7% | $102,437-36.1% | $80,959-19.1% |
| Participation rate | 93.8% | 66.9%+27.0pp | 74.5%+19.3pp | 67.7%+26.2pp |
| Annual return | 7.09% | 25.60%-18.5pp | 24.95%-17.9pp | 35.67%-28.6pp |
| Employer contribution / active EE | $10,800 | $3,104+248.0% | $3,871+179.0% | $2,757+291.7% |
| Participant deferral / active EE | $2,515 | $3,871-35.0% | $5,060-50.3% | $4,300-41.5% |
| Admin fee / account holder | $6,099 | $6,719-9.2% | $8,388-27.3% | $6,925-11.9% |