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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,267 | $71,208+54.9% | $93,681+17.7% | $80,911+36.3% |
| Participation rate | 21.1% | 60.4%-39.3pp | 68.7%-47.7pp | 67.6%-46.6pp |
| Annual return | 13.79% | 11.27%+2.5pp | 133.47%-119.7pp | 35.63%-21.8pp |
| Employer contribution / active EE | $483 | $1,564-69.1% | $2,422-80.1% | $2,756-82.5% |
| Participant deferral / active EE | $1,676 | $4,035-58.5% | $4,415-62.0% | $4,297-61.0% |
| Admin fee / account holder | $511 | $6,951-92.7% | $8,290-93.8% | $6,935-92.6% |