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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,419 | $160,070-76.0% | $147,117-73.9% | $145,897-73.7% |
| Participation rate | 53.8% | 84.0%-30.2pp | 82.2%-28.3pp | 80.3%-26.5pp |
| Annual return | 12.63% | 98.69%-86.1pp | 420.54%-407.9pp | 552.29%-539.7pp |
| Employer contribution / active EE | $2,083 | $5,285-60.6% | $4,932-57.8% | $4,663-55.3% |
| Participant deferral / active EE | $2,660 | $8,419-68.4% | $8,065-67.0% | $6,689-60.2% |
| Admin fee / account holder | $11,593 | $15,035-22.9% | $12,993-10.8% | $13,390-13.4% |