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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,919 | $86,949-78.2% | $102,460-81.5% | $80,959-76.6% |
| Participation rate | 92.0% | 72.4%+19.6pp | 76.5%+15.5pp | 67.7%+24.3pp |
| Annual return | 12.21% | 18.89%-6.7pp | 29.47%-17.3pp | 35.67%-23.5pp |
| Employer contribution / active EE | $1,288 | $2,370-45.6% | $3,025-57.4% | $2,757-53.3% |
| Participant deferral / active EE | $3,214 | $4,121-22.0% | $5,056-36.4% | $4,300-25.3% |
| Admin fee / account holder | $1,224 | $8,048-84.8% | $9,460-87.1% | $6,925-82.3% |