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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,653 | $88,815+94.4% | $81,882+110.9% | $145,897+18.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.78% | 1033.75%-1021.0pp | 779.47%-766.7pp | 552.29%-539.5pp |
| Employer contribution / active EE | $2,298 | $3,086-25.6% | $2,916-21.2% | $4,663-50.7% |
| Participant deferral / active EE | $17,722 | $4,647+281.3% | $4,323+309.9% | $6,689+164.9% |
| Admin fee / account holder | $830 | $8,434-90.2% | $7,360-88.7% | $13,390-93.8% |