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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,620 | $180,749-36.6% | $160,784-28.7% | $137,256-16.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 14.33% | 2234.46%-2220.1pp | 1803.92%-1789.6pp | 220.34%-206.0pp |
| Employer contribution / active EE | $3,689 | $4,155-11.2% | $3,733-1.2% | $4,156-11.2% |
| Participant deferral / active EE | $11,888 | $6,844+73.7% | $6,293+88.9% | $6,407+85.6% |
| Admin fee / account holder | $927 | $10,397-91.1% | $9,717-90.5% | $12,270-92.4% |