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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,260 | $227,399-48.4% | $189,758-38.2% | $198,609-41.0% |
| Participation rate | 87.5% | 84.0%+3.5pp | 79.8%+7.7pp | 82.4%+5.1pp |
| Annual return | 10.75% | 61.03%-50.3pp | 52.62%-41.9pp | 202.70%-191.9pp |
| Employer contribution / active EE | $1,144 | $5,526-79.3% | $4,767-76.0% | $5,055-77.4% |
| Participant deferral / active EE | $3,364 | $6,837-50.8% | $5,856-42.6% | $6,977-51.8% |
| Admin fee / account holder | $60,479 | $25,162+140.4% | $20,388+196.6% | $19,030+217.8% |