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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,260 | $172,111-31.9% | $150,298-22.0% | $137,256-14.6% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 10.75% | 69.37%-58.6pp | 62.79%-52.0pp | 220.34%-209.6pp |
| Employer contribution / active EE | $1,144 | $4,636-75.3% | $4,154-72.5% | $4,156-72.5% |
| Participant deferral / active EE | $3,364 | $6,166-45.4% | $5,453-38.3% | $6,407-47.5% |
| Admin fee / account holder | $60,479 | $16,471+267.2% | $14,116+328.4% | $12,270+392.9% |