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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,433 | $88,815+45.7% | $81,882+58.1% | $145,897-11.3% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 9.73% | 1033.75%-1024.0pp | 779.47%-769.7pp | 552.29%-542.6pp |
| Employer contribution / active EE | $1,252 | $3,086-59.4% | $2,916-57.1% | $4,663-73.2% |
| Participant deferral / active EE | $2,930 | $4,647-37.0% | $4,323-32.2% | $6,689-56.2% |
| Admin fee / account holder | $2,194 | $8,434-74.0% | $7,360-70.2% | $13,390-83.6% |