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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,467 | $102,382-72.2% | $147,005-80.6% | $80,874-64.8% |
| Participation rate | 81.8% | 75.8%+6.0pp | 82.2%-0.3pp | 67.6%+14.2pp |
| Annual return | 12.31% | 134.89%-122.6pp | 418.76%-406.5pp | 35.62%-23.3pp |
| Employer contribution / active EE | $3,375 | $3,715-9.2% | $4,934-31.6% | $2,756+22.5% |
| Participant deferral / active EE | $1,957 | $6,646-70.6% | $8,070-75.8% | $4,297-54.5% |
| Admin fee / account holder | $1,802 | $7,942-77.3% | $13,006-86.1% | $6,935-74.0% |