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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,467 | $102,422-72.2% | $147,117-80.7% | $80,959-64.8% |
| Participation rate | 81.8% | 75.9%+5.9pp | 82.2%-0.4pp | 67.7%+14.2pp |
| Annual return | 12.31% | 135.16%-122.8pp | 420.54%-408.2pp | 35.67%-23.4pp |
| Employer contribution / active EE | $3,375 | $3,717-9.2% | $4,932-31.6% | $2,757+22.4% |
| Participant deferral / active EE | $1,957 | $6,652-70.6% | $8,065-75.7% | $4,300-54.5% |
| Admin fee / account holder | $1,802 | $7,953-77.3% | $12,993-86.1% | $6,925-74.0% |