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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,254 | $196,972-57.7% | $182,262-54.3% | $198,609-58.1% |
| Participation rate | 87.5% | 85.7%+1.8pp | 84.2%+3.3pp | 82.4%+5.1pp |
| Annual return | 7.30% | 158.27%-151.0pp | 140.60%-133.3pp | 202.70%-195.4pp |
| Employer contribution / active EE | $0 | $5,364-100.0% | $5,046-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $4,546 | $8,643-47.4% | $8,276-45.1% | $6,977-34.8% |
| Admin fee / account holder | $1,170 | $18,429-93.7% | $16,712-93.0% | $19,030-93.9% |