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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,548 | $62,146-12.2% | $81,438-33.0% | $74,546-26.8% |
| Participation rate | 56.6% | 64.1%-7.5pp | 69.5%-12.9pp | 67.2%-10.6pp |
| Annual return | 17.43% | 16.49%+0.9pp | 24.74%-7.3pp | 1366.03%-1348.6pp |
| Employer contribution / active EE | $1,683 | $1,883-10.6% | $2,460-31.6% | $2,624-35.9% |
| Participant deferral / active EE | $2,844 | $3,229-11.9% | $3,883-26.8% | $4,347-34.6% |
| Admin fee / account holder | $7,164 | $1,922+272.7% | $5,764+24.3% | $1,944+268.6% |