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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,298 | $61,787-68.8% | $97,197-80.1% | $80,925-76.2% |
| Participation rate | 72.5% | 63.5%+9.0pp | 72.7%-0.2pp | 67.7%+4.9pp |
| Annual return | 10.34% | -558.16%+568.5pp | 75.47%-65.1pp | 35.65%-25.3pp |
| Employer contribution / active EE | $935 | $1,836-49.1% | $2,723-65.7% | $2,756-66.1% |
| Participant deferral / active EE | $1,330 | $3,027-56.1% | $4,263-68.8% | $4,299-69.1% |
| Admin fee / account holder | $710 | $5,170-86.3% | $5,637-87.4% | $6,940-89.8% |