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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,915 | $112,729-75.2% | $98,716-71.7% | $137,256-79.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 6.63% | 38.48%-31.9pp | 31.81%-25.2pp | 220.34%-213.7pp |
| Employer contribution / active EE | $984 | $2,725-63.9% | $2,279-56.8% | $4,156-76.3% |
| Participant deferral / active EE | $4,181 | $4,640-9.9% | $4,048+3.3% | $6,407-34.7% |
| Admin fee / account holder | $4,712 | $10,129-53.5% | $8,703-45.9% | $12,270-61.6% |