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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,915 | $124,980-77.7% | $108,359-74.2% | $154,746-82.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 6.63% | 45.00%-38.4pp | 36.89%-30.3pp | 172.34%-165.7pp |
| Employer contribution / active EE | $984 | $2,851-65.5% | $2,399-59.0% | $4,379-77.5% |
| Participant deferral / active EE | $4,181 | $4,743-11.8% | $4,137+1.1% | $6,730-37.9% |
| Admin fee / account holder | $4,712 | $11,502-59.0% | $9,741-51.6% | $14,365-67.2% |