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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $143,295 |
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING HOLD CO, LLC Service code 99 · EIN 84-4519624 | Other Fees | $68,063 |
Filed as: VOYA RETIREMENT ADVISORS, LLC Service code 26 · EIN 02-0488491 | Advisory (Participants) | $7,948 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,858 | $45,022-47.0% | $85,240-72.0% | $200,096-88.1% |
| Participation rate | 22.9% | 45.8%-22.9pp | 67.5%-44.6pp | 72.0%-49.1pp |
| Annual return | 15.85% | 21.00%-5.1pp | 66.75%-50.9pp | 34.26%-18.4pp |
| Employer contribution / active EE | $537 | $1,374-61.0% | $2,735-80.4% | $3,038-82.3% |
| Participant deferral / active EE | $1,515 | $2,682-43.5% | $4,527-66.5% | $5,090-70.2% |
| Admin fee / account holder | $109 | $585-81.3% | $6,165-98.2% | $269-59.5% |