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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,490 | $165,584+15.0% | $142,942+33.3% | $137,256+38.8% |
| Participation rate | 50.0% | 80.1%-30.1pp | 76.8%-26.8pp | 80.0%-30.0pp |
| Annual return | 23.21% | 164.22%-141.0pp | 113.70%-90.5pp | 220.34%-197.1pp |
| Employer contribution / active EE | $1,446 | $4,725-69.4% | $4,139-65.1% | $4,156-65.2% |
| Participant deferral / active EE | $3,096 | $8,194-62.2% | $7,128-56.6% | $6,407-51.7% |
| Admin fee / account holder | $29 | $16,167-99.8% | $12,475-99.8% | $12,270-99.8% |