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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,490 | $182,823+4.2% | $161,596+17.9% | $198,609-4.1% |
| Participation rate | 50.0% | 81.5%-31.5pp | 80.7%-30.7pp | 82.4%-32.4pp |
| Annual return | 23.21% | 484.64%-461.4pp | 389.92%-366.7pp | 202.70%-179.5pp |
| Employer contribution / active EE | $1,446 | $4,109-64.8% | $3,977-63.6% | $5,055-71.4% |
| Participant deferral / active EE | $3,096 | $7,056-56.1% | $6,750-54.1% | $6,977-55.6% |
| Admin fee / account holder | $29 | $15,687-99.8% | $13,161-99.8% | $19,030-99.8% |