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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,129 | $87,166-60.8% | $76,735-55.5% | $137,256-75.1% |
| Participation rate | 42.9% | 74.4%-31.5pp | 69.5%-26.6pp | 80.0%-37.1pp |
| Annual return | 28.85% | 26.50%+2.3pp | 29.77%-0.9pp | 220.34%-191.5pp |
| Employer contribution / active EE | $1,716 | $2,904-40.9% | $2,454-30.1% | $4,156-58.7% |
| Participant deferral / active EE | $2,400 | $4,726-49.2% | $4,088-41.3% | $6,407-62.5% |
| Admin fee / account holder | $0 | $8,403-100.0% | $7,189-100.0% | $12,270-100.0% |