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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,747 | $109,967-47.5% | $97,197-40.6% | $145,877-60.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 13.63% | 244.27%-230.6pp | 75.47%-61.8pp | 551.28%-537.7pp |
| Employer contribution / active EE | $19,161 | $3,077+522.8% | $2,723+603.7% | $4,663+310.9% |
| Participant deferral / active EE | $9,455 | $4,676+102.2% | $4,263+121.8% | $6,691+41.3% |
| Admin fee / account holder | $2,066 | $6,199-66.7% | $5,637-63.4% | $13,402-84.6% |