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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,747 | $109,904-47.5% | $97,167-40.6% | $145,959-60.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 13.63% | 243.43%-229.8pp | 75.27%-61.6pp | 561.95%-548.3pp |
| Employer contribution / active EE | $19,161 | $3,084+521.2% | $2,729+602.1% | $4,661+311.1% |
| Participant deferral / active EE | $9,455 | $4,676+102.2% | $4,264+121.8% | $6,689+41.4% |
| Admin fee / account holder | $2,066 | $6,216-66.8% | $5,650-63.4% | $13,398-84.6% |