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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,688 | $117,829-22.2% | $102,423-10.5% | $145,877-37.1% |
| Participation rate | 68.4% | 78.6%-10.2pp | 76.5%-8.1pp | 80.3%-11.9pp |
| Annual return | 13.99% | 31.83%-17.8pp | 29.42%-15.4pp | 551.28%-537.3pp |
| Employer contribution / active EE | $4,050 | $3,615+12.0% | $3,023+34.0% | $4,663-13.2% |
| Participant deferral / active EE | $7,954 | $5,732+38.8% | $5,054+57.4% | $6,691+18.9% |
| Admin fee / account holder | $10,673 | $13,335-20.0% | $9,455+12.9% | $13,402-20.4% |