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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,187 | $106,749+141.9% | $145,433+77.5% | $82,448+213.2% |
| Participation rate | 97.0% | 75.6%+21.3pp | 82.1%+14.9pp | 68.1%+28.9pp |
| Annual return | 17.02% | 27.59%-10.6pp | 66.58%-49.6pp | 41.64%-24.6pp |
| Employer contribution / active EE | $29,352 | $3,444+752.2% | $4,554+544.5% | $2,551+1050.6% |
| Participant deferral / active EE | $20,894 | $6,519+220.5% | $7,897+164.6% | $4,139+404.8% |
| Admin fee / account holder | $4,415 | $8,390-47.4% | $13,129-66.4% | $7,234-39.0% |