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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,843 | $134,817-10.4% | $123,973-2.5% | $155,188-22.1% |
| Participation rate | 92.3% | 79.4%+12.9pp | 76.7%+15.6pp | 80.8%+11.5pp |
| Annual return | 12.94% | 515.49%-502.5pp | 388.13%-375.2pp | 148.84%-135.9pp |
| Employer contribution / active EE | $0 | $4,425-100.0% | $4,126-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $5,612 | $5,706-1.7% | $5,247+7.0% | $6,531-14.1% |
| Admin fee / account holder | $2,563 | $13,245-80.7% | $11,799-78.3% | $14,480-82.3% |