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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,827 | $72,607-21.7% | $90,259-37.0% | $87,485-35.0% |
| Participation rate | 56.6% | 64.8%-8.2pp | 70.7%-14.2pp | 68.9%-12.4pp |
| Annual return | 15.62% | 18.59%-3.0pp | 18.88%-3.3pp | 26.06%-10.4pp |
| Employer contribution / active EE | $861 | $1,919-55.1% | $2,291-62.4% | $2,596-66.8% |
| Participant deferral / active EE | $2,584 | $3,055-15.4% | $3,827-32.5% | $4,274-39.5% |
| Admin fee / account holder | $2,750 | $5,947-53.8% | $7,267-62.2% | $7,775-64.6% |