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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $509,151 | $201,370+152.8% | $184,256+176.3% | $145,897+249.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 6.65% | 29.05%-22.4pp | 28.85%-22.2pp | 552.29%-545.6pp |
| Employer contribution / active EE | $50,500 | $7,024+619.0% | $6,427+685.7% | $4,663+983.1% |
| Participant deferral / active EE | $8,900 | $9,808-9.3% | $9,133-2.6% | $6,689+33.0% |
| Admin fee / account holder | $2,597 | $16,364-84.1% | $13,899-81.3% | $13,390-80.6% |