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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,640 | $77,472+146.1% | $100,415+89.9% | $80,959+135.5% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 14.62% | 37.26%-22.6pp | 49.47%-34.9pp | 35.67%-21.0pp |
| Employer contribution / active EE | $2,913 | $2,800+4.0% | $3,943-26.1% | $2,757+5.7% |
| Participant deferral / active EE | $9,789 | $6,818+43.6% | $8,091+21.0% | $4,300+127.6% |
| Admin fee / account holder | $3,924 | $5,885-33.3% | $7,906-50.4% | $6,925-43.3% |