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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,311 | $106,864+22.9% | $147,318-10.9% | $82,637+58.9% |
| Participation rate | 73.0% | 75.5%-2.5pp | 82.1%-9.1pp | 68.1%+4.9pp |
| Annual return | 16.89% | 27.49%-10.6pp | 70.43%-53.5pp | 53.51%-36.6pp |
| Employer contribution / active EE | $645 | $3,417-81.1% | $4,593-86.0% | $2,552-74.7% |
| Participant deferral / active EE | $4,635 | $6,496-28.6% | $7,906-41.4% | $4,126+12.3% |
| Admin fee / account holder | $6,259 | $8,415-25.6% | $13,708-54.3% | $7,339-14.7% |