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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,772 | $150,412+0.9% | $120,574+25.9% | $145,884+4.0% |
| Participation rate | 80.0% | 78.8%+1.2pp | 71.9%+8.1pp | 80.3%-0.3pp |
| Annual return | 73.25% | 154.50%-81.2pp | 107.42%-34.2pp | 551.85%-478.6pp |
| Employer contribution / active EE | $3,048 | $4,355-30.0% | $3,471-12.2% | $4,662-34.6% |
| Participant deferral / active EE | $8,157 | $6,175+32.1% | $4,996+63.3% | $6,690+21.9% |
| Admin fee / account holder | $23,644 | $12,224+93.4% | $9,445+150.3% | $13,392+76.6% |