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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,265 | $183,592+104.9% | $155,567+141.9% | $145,959+157.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.24% | 61.24%-45.0pp | 64.74%-48.5pp | 561.95%-545.7pp |
| Employer contribution / active EE | $8,736 | $5,315+64.4% | $4,674+86.9% | $4,661+87.4% |
| Participant deferral / active EE | $10,293 | $6,464+59.2% | $5,628+82.9% | $6,689+53.9% |
| Admin fee / account holder | $2,874 | $19,318-85.1% | $15,916-81.9% | $13,398-78.5% |