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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,760 | $102,422-69.0% | $147,117-78.4% | $80,959-60.8% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.7%+21.2pp |
| Annual return | 13.29% | 135.16%-121.9pp | 420.54%-407.2pp | 35.67%-22.4pp |
| Employer contribution / active EE | $3,360 | $3,717-9.6% | $4,932-31.9% | $2,757+21.9% |
| Participant deferral / active EE | $5,737 | $6,652-13.8% | $8,065-28.9% | $4,300+33.4% |
| Admin fee / account holder | $2,806 | $7,953-64.7% | $12,993-78.4% | $6,925-59.5% |