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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,192 | $156,398-37.9% | $147,318-34.0% | $138,895-30.0% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 14.74% | 78.75%-64.0pp | 70.43%-55.7pp | 145.39%-130.7pp |
| Employer contribution / active EE | $7,945 | $4,853+63.7% | $4,593+73.0% | $4,194+89.4% |
| Participant deferral / active EE | $3,873 | $8,237-53.0% | $7,906-51.0% | $6,396-39.5% |
| Admin fee / account holder | $5,591 | $14,976-62.7% | $13,708-59.2% | $12,562-55.5% |