Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,996 | $97,550-48.7% | $120,344-58.5% | $87,485-42.9% |
| Participation rate | 65.4% | 72.8%-7.4pp | 76.7%-11.3pp | 68.9%-3.5pp |
| Annual return | 18.94% | 18.41%+0.5pp | 20.30%-1.4pp | 26.06%-7.1pp |
| Employer contribution / active EE | $550 | $2,291-76.0% | $3,020-81.8% | $2,596-78.8% |
| Participant deferral / active EE | $3,917 | $4,230-7.4% | $5,135-23.7% | $4,274-8.3% |
| Admin fee / account holder | $367 | $9,543-96.2% | $12,742-97.1% | $7,775-95.3% |