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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,687 | $185,312-59.7% | $161,489-53.8% | $154,746-51.7% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 16.50% | 103.84%-87.3pp | 89.72%-73.2pp | 172.34%-155.8pp |
| Employer contribution / active EE | $2,081 | $4,769-56.4% | $4,268-51.2% | $4,379-52.5% |
| Participant deferral / active EE | $2,956 | $6,350-53.5% | $5,630-47.5% | $6,730-56.1% |
| Admin fee / account holder | $4,965 | $18,654-73.4% | $16,006-69.0% | $14,365-65.4% |