Filed March 27, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,080 | $51,642+6.7% | $129,384-57.4% | $80,935-31.9% |
| Participation rate | 17.4% | 56.9%-39.5pp | 69.6%-52.2pp | 67.7%-50.3pp |
| Annual return | 11.72% | 20.78%-9.1pp | 9461.77%-9450.1pp | 35.66%-23.9pp |
| Employer contribution / active EE | $542 | $1,583-65.8% | $4,153-87.0% | $2,757-80.3% |
| Participant deferral / active EE | $2,135 | $2,670-20.0% | $4,166-48.8% | $4,299-50.3% |
| Admin fee / account holder | $307 | $4,312-92.9% | $7,686-96.0% | $6,924-95.6% |