Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,243 | $101,591-79.1% | $147,096-85.6% | $74,429-71.5% |
| Participation rate | 49.4% | 75.5%-26.2pp | 82.2%-32.8pp | 67.2%-17.8pp |
| Annual return | 20.15% | 8746.45%-8726.3pp | 419.75%-399.6pp | 1368.38%-1348.2pp |
| Employer contribution / active EE | $1,217 | $3,813-68.1% | $4,936-75.3% | $2,625-53.6% |
| Participant deferral / active EE | $2,658 | $7,302-63.6% | $8,071-67.1% | $4,348-38.9% |
| Admin fee / account holder | $4,467 | $1,750+155.2% | $13,005-65.7% | $1,944+129.7% |