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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,259 | $183,539+16.2% | $155,556+37.1% | $145,897+46.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.86% | 61.31%-47.4pp | 64.84%-51.0pp | 552.29%-538.4pp |
| Employer contribution / active EE | $1,009 | $5,315-81.0% | $4,675-78.4% | $4,663-78.4% |
| Participant deferral / active EE | $2,378 | $6,467-63.2% | $5,631-57.8% | $6,689-64.5% |
| Admin fee / account holder | $392 | $19,275-98.0% | $15,885-97.5% | $13,390-97.1% |