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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,335 | $100,203+84.0% | $85,240+116.3% | $145,897+26.3% |
| Participation rate | 92.9% | 74.1%+18.8pp | 67.5%+25.3pp | 80.3%+12.6pp |
| Annual return | 12.05% | 84.28%-72.2pp | 66.75%-54.7pp | 552.29%-540.2pp |
| Employer contribution / active EE | $2,513 | $3,242-22.5% | $2,735-8.1% | $4,663-46.1% |
| Participant deferral / active EE | $6,507 | $5,299+22.8% | $4,527+43.7% | $6,689-2.7% |
| Admin fee / account holder | $921 | $7,265-87.3% | $6,165-85.1% | $13,390-93.1% |