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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,523 | $71,230+42.5% | $93,727+8.3% | $80,959+25.4% |
| Participation rate | 67.6% | 60.4%+7.2pp | 68.7%-1.1pp | 67.7%-0.1pp |
| Annual return | 22.98% | 11.26%+11.7pp | 133.83%-110.9pp | 35.67%-12.7pp |
| Employer contribution / active EE | $1,428 | $1,565-8.8% | $2,421-41.0% | $2,757-48.2% |
| Participant deferral / active EE | $5,710 | $4,037+41.4% | $4,417+29.3% | $4,300+32.8% |
| Admin fee / account holder | $4,128 | $6,961-40.7% | $8,292-50.2% | $6,925-40.4% |