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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,209 | $160,070-83.6% | $147,117-82.2% | $145,897-82.0% |
| Participation rate | 70.6% | 84.0%-13.4pp | 82.2%-11.6pp | 80.3%-9.7pp |
| Annual return | 10.70% | 98.69%-88.0pp | 420.54%-409.8pp | 552.29%-541.6pp |
| Employer contribution / active EE | $1,869 | $5,285-64.6% | $4,932-62.1% | $4,663-59.9% |
| Participant deferral / active EE | $6,934 | $8,419-17.6% | $8,065-14.0% | $6,689+3.7% |
| Admin fee / account holder | $3,009 | $15,035-80.0% | $12,993-76.8% | $13,390-77.5% |