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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,570 | $77,164-8.5% | $178,014-60.4% | $80,874-12.7% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.6%+32.4pp |
| Annual return | 14.97% | 18.09%-3.1pp | 294.80%-279.8pp | 35.62%-20.7pp |
| Employer contribution / active EE | $4,655 | $2,288+103.5% | $3,950+17.9% | $2,756+68.9% |
| Participant deferral / active EE | $8,323 | $4,408+88.8% | $6,276+32.6% | $4,297+93.7% |
| Admin fee / account holder | $3,645 | $7,164-49.1% | $10,362-64.8% | $6,935-47.4% |