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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,563 | $81,504-79.7% | $102,437-83.8% | $80,959-79.5% |
| Participation rate | 92.9% | 66.9%+26.0pp | 74.5%+18.3pp | 67.7%+25.2pp |
| Annual return | 10.87% | 25.60%-14.7pp | 24.95%-14.1pp | 35.67%-24.8pp |
| Employer contribution / active EE | $3,395 | $3,104+9.4% | $3,871-12.3% | $2,757+23.1% |
| Participant deferral / active EE | $3,432 | $3,871-11.3% | $5,060-32.2% | $4,300-20.2% |
| Admin fee / account holder | $1,634 | $6,719-75.7% | $8,388-80.5% | $6,925-76.4% |