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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,409 | $59,440+53.8% | $78,004+17.2% | $82,637+10.6% |
| Participation rate | 28.1% | 62.8%-34.7pp | 69.4%-41.3pp | 68.1%-39.9pp |
| Annual return | 14.47% | 40.24%-25.8pp | 31.07%-16.6pp | 53.51%-39.0pp |
| Employer contribution / active EE | $0 | $1,750-100.0% | $2,469-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,505 | $3,138-52.0% | $4,092-63.2% | $4,126-63.5% |
| Admin fee / account holder | $1,038 | $5,504-81.1% | $7,578-86.3% | $7,339-85.9% |