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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,635 | $155,555-53.3% | $146,866-50.5% | $155,188-53.2% |
| Participation rate | 54.5% | 84.0%-29.4pp | 82.5%-28.0pp | 80.8%-26.3pp |
| Annual return | 19.31% | 115.41%-96.1pp | 102.85%-83.5pp | 148.84%-129.5pp |
| Employer contribution / active EE | $843 | $4,647-81.9% | $4,425-80.9% | $4,248-80.2% |
| Participant deferral / active EE | $3,017 | $8,044-62.5% | $7,759-61.1% | $6,531-53.8% |
| Admin fee / account holder | $2,214 | $14,755-85.0% | $13,620-83.7% | $14,480-84.7% |