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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,617 | $110,379+21.1% | $102,412+30.5% | $145,884-8.4% |
| Participation rate | 95.5% | 77.9%+17.5pp | 74.5%+21.0pp | 80.3%+15.2pp |
| Annual return | 11.06% | 24.84%-13.8pp | 24.94%-13.9pp | 551.85%-540.8pp |
| Employer contribution / active EE | $5,514 | $4,216+30.8% | $3,870+42.5% | $4,662+18.3% |
| Participant deferral / active EE | $7,508 | $5,622+33.5% | $5,060+48.4% | $6,690+12.2% |
| Admin fee / account holder | $6,478 | $9,745-33.5% | $8,388-22.8% | $13,392-51.6% |