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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,113 | $154,228-77.9% | $145,433-76.5% | $137,256-75.1% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 14.29% | 74.59%-60.3pp | 66.58%-52.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $2,461 | $4,804-48.8% | $4,554-46.0% | $4,156-40.8% |
| Participant deferral / active EE | $4,426 | $8,216-46.1% | $7,897-44.0% | $6,407-30.9% |
| Admin fee / account holder | $756 | $14,344-94.7% | $13,129-94.2% | $12,270-93.8% |