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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,954 | $160,040-50.0% | $147,096-45.6% | $145,877-45.2% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 14.08% | 98.49%-84.4pp | 419.75%-405.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $2,813 | $5,289-46.8% | $4,936-43.0% | $4,663-39.7% |
| Participant deferral / active EE | $5,972 | $8,429-29.1% | $8,071-26.0% | $6,691-10.7% |
| Admin fee / account holder | $2,774 | $15,050-81.6% | $13,005-78.7% | $13,402-79.3% |