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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,030 | $73,107-53.5% | $114,563-70.3% | $87,485-61.1% |
| Participation rate | 20.0% | 65.8%-45.8pp | 72.9%-52.9pp | 68.9%-48.9pp |
| Annual return | 20.98% | 19.47%+1.5pp | 241.09%-220.1pp | 26.06%-5.1pp |
| Employer contribution / active EE | $0 | $1,881-100.0% | $2,592-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,693 | $3,144-46.1% | $4,142-59.1% | $4,274-60.4% |
| Admin fee / account holder | $684 | $5,770-88.2% | $7,623-91.0% | $7,775-91.2% |