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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,030 | $63,703-46.6% | $93,063-63.4% | $82,448-58.7% |
| Participation rate | 20.0% | 63.8%-43.8pp | 72.1%-52.1pp | 68.1%-48.1pp |
| Annual return | 20.98% | -775.43%+796.4pp | 34.15%-13.2pp | 41.64%-20.7pp |
| Employer contribution / active EE | $0 | $1,729-100.0% | $2,476-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,693 | $2,919-42.0% | $3,958-57.2% | $4,139-59.1% |
| Admin fee / account holder | $684 | $5,982-88.6% | $6,033-88.7% | $7,234-90.6% |