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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,082 | $154,228-68.8% | $145,433-66.9% | $137,256-65.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.05% | 74.59%-56.5pp | 66.58%-48.5pp | 220.34%-202.3pp |
| Employer contribution / active EE | $3,697 | $4,804-23.0% | $4,554-18.8% | $4,156-11.0% |
| Participant deferral / active EE | $13,055 | $8,216+58.9% | $7,897+65.3% | $6,407+103.8% |
| Admin fee / account holder | $659 | $14,344-95.4% | $13,129-95.0% | $12,270-94.6% |