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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,101 | $29,319-82.6% | $52,425-90.3% | $82,448-93.8% |
| Participation rate | 62.2% | 46.9%+15.4pp | 55.6%+6.6pp | 68.1%-5.8pp |
| Annual return | 22.37% | 535.20%-512.8pp | 302.12%-279.8pp | 41.64%-19.3pp |
| Employer contribution / active EE | $1 | $586-99.8% | $914-99.9% | $2,551-99.9% |
| Participant deferral / active EE | $1,454 | $1,171+24.1% | $1,790-18.8% | $4,139-64.9% |
| Admin fee / account holder | $197 | $1,962-89.9% | $2,495-92.1% | $7,234-97.3% |