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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,792 | $110,337+150.9% | $102,383+170.4% | $145,877+89.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.33% | 24.83%-15.5pp | 24.94%-15.6pp | 551.28%-542.0pp |
| Employer contribution / active EE | $13,085 | $4,216+210.4% | $3,870+238.1% | $4,663+180.6% |
| Participant deferral / active EE | $555 | $5,621-90.1% | $5,060-89.0% | $6,691-91.7% |
| Admin fee / account holder | $3,151 | $9,750-67.7% | $8,391-62.4% | $13,402-76.5% |